Privacy policy
We,Adcanopus Digital Media Private Limited (hereinafter referred to as the “Company”)
a private limited company incorporated under the Companies Act, [.], having its registered
office at #555, Axis Pedegal, 1st Floor, JP Nagar, 3rd Phase, 9th Cross, Near Sony Center,
Banglore-560078, Karnataka, India,represented by its members, where such expression
shall, unless repugnant to the context thereof, be deemed to include its respective legal
heirs, representatives, administrators, permitted successors and assigns. The creator of this
Privacy Policy ensures our steady commitment to Your privacy with regard to the protection
of your invaluable information. This privacy policy contains information about an online
website calledwww.Paisafatafa.com (hereinafter referred to as the “Website”). In order to
provide You with Our uninterrupted use of services, We may collect and, in some
circumstances, disclose information about you. To ensure better protection of Your privacy,
We provide this notice explaining Our information collection and disclosure policies, and the
choices You make about the way Your information is collected and used.
ANY CAPITALIZED WORDS USED HENCEFORTH SHALL HAVE THE MEANING ACCORDED TO
THEM UNDER THIS AGREEMENT. FURTHER, ALL HEADING USED HEREIN ARE ONLY FOR THE
PURPOSE OF ARRANGING THE VARIOUS PROVISIONS OF THE AGREEMENT IN ANY MANNER.
NEITHER THE USER NOR THE CREATERS OF THIS PRIVACY POLICY MAY USE THE HEADING TO
INTERPRET THE PROVISIONS CONTAINED WITHIN IT IN ANY MANNER.
1. DEFINITIONS
(a) “We”, “Our”, and “Us” shall mean and refer to the creators of this privacy policy.
(b) “You”, “Your”, “Yourself” and “User” shall mean and refer to natural and legal individuals
who use the Website.
(c) “Personal Information” shall mean and refer to any personally identifiable information
that We may collect from You. For removal of any doubts, please refer to Clause 2.
(d) “Third Parties” refer to any website, company or individual apart from the User and the
creator of this Website.
2. INFORMATION COLLECTED
We are committed to respecting Your online privacy. We further recognize Your need for
appropriate protection and management of any Personal Information You share with us. We
may collect the following information which includes but not limited to:
(a) Personal Details - Contact Info, Name, Gender, Marital Status, Education Qualification,Dependents, Current Residence Address, DOB, Email ID,Mobile Number, Alternate Mobile
Number, Living in current city since, Residence Type, Pan Card Number
(b) Employment Details – Employment Type (Salaried/Self-Employed), Net Salary, Business
Start Date, Annual Turnover, Office Address, Office Phone Number, Work Email Id. Salaried
Bank, Company Name, Joining Date, Total Experience, Employment nature
(c) Product Specific Details – Loan Amount needed, Intended Loan Tenure, Purpose of
Loan
(d) Tracking Information such as, but not limited to the IP address of Your device
andDevice ID when connected to the Internet.
The nature of and the purpose for which the information collected from You is subject to
change as and when We make modifications to Our Mode of Operation in the Future.
3. EXTERNAL LINKS ON THE WEBSITE
The Website may include advertisements hyperlinks to other websites, content or
resources. We have no control over such external links present in the Website, which are
provided by persons or companies other than us.
You acknowledge and agree that We are not responsible for any collection or disclosure of
your Personal Information by any external websites, companies or persons, nor do We
endorse any advertising, products or other material on or available from such external
websites, websites or resources,however, we allow third party websites to advertise their
websites and resources and this is purely for information.
You further acknowledge and agree that We are not liable for any loss or damage which may
be incurred by You as a result of the collection and/or disclosure of Your personal
information by external websites, sites or resources, or as a result of any reliance placed by
You on the completeness, accuracy or existence of any advertising, products or other
materials on, or available from such Websites, websites or resources. This external Website,
websites and resource providers may have their own privacy policies governing the
collection, storage, retention and disclosure of Your Personal Information that You may be
subject to. We recommend that You enter the external Website and review their privacy
policy.
We allow third parties/individuals to display advertisements when you use the Website.
4. OUR USE OF YOUR INFORMATION
The information provided by You at the time of registration shall be used to contact You
when necessary. For more details about the nature of such communications, please refer to
our Terms of Service. Further, Your personal data and Sensitive Personal data may be
collected and stored by Us for internal record.
We use Your tracking information such as IP addresses, and or Device ID to help identify you
and to gather broad demographic information.
We use Your tracking information such as IP addresses, and or Device ID to help identify you
and to gather broad demographic information.
5. COOKIES
a. We use data collection devices such as "cookies" on certain pages of our Websites.
"Cookies" are small files sited on your hard drive that assist us in providing customized
services. We also offer certain features that are only available through the use of a "cookie".
Cookies can also help us provide information, which is targeted to your interests. Cookies
may be used to identify logged in or registered users.
b. Third party vendors including www.google.com (“Google”) may use cookies to serve ads
based on your visits to this Website. You may visit the website of the third party and choose
to opt out of the use of cookies for interest-based advertising, if the third party offers such
an option. You may choose to opt-out of the DoubleClick cookie that Google and its partners
use for interest-based advertising by visiting Ads Settings. (Alternatively, you can direct users
to opt out of a third-party vendo's use of cookies for interest based advertising by visiting
aboutads.info.)
c. The website also has enabled the Google Analytics Advertising, which allows Google to
collect data about users on our website, in addition to Google advertising cookies and
anonymous identifiers. You may choose to opt out of this by downloading and installing the
Google Analytics opt-out add-on here https://tools.google.com/dlpage/gaoptout/.
6. CONFIDENTIALITY
Your information is regarded as confidential and therefore shall not be divulged to any third
party, unless if legally required to do so to the appropriate authorities, or if necessary to
ensure Users may fully avail of the services of the Website.
Any communication by Us to You shall be undertaken in accordance with Our Terms of
Service and Privacy Policy.
7. DISCLOSURE OF YOUR INFORMATION TO THIRD PARTIES
7.1 External Service Providers: There may be a number of services offered by external
service providers that help You use our Website. If You choose to use these optional services, and in the course of doing so, disclose information to the external service
providers, and/ or grant them permission to collect information about You, then their use of
Your information is governed by their privacy policy.
7.2 Other Corporate Entities: We share much of our data, including Your Personal
Information, with Our parent and/ or subsidiaries that are committed to serving Your needs
through use of Our Website and related services, throughout the world. Such data shall be
shared for the sole purpose of enhancing Your experience of using the Website. To the
extent that these entities have access to your information, they shall treat it at least as
protectively as they treat information they obtain from their other members. It is possible
that We and/or its subsidiaries, or any combination of such, could merge with or be
acquired by another business entity. Should such a combination occur, you should expect
that we would share some or all of your information in order to continue to provide the
service. You shall receive notice of such event (to the extent it occurs).
7.3 Law and Order: We cooperate with law enforcement inquiries, as well as other third
parties to enforce laws, such as: intellectual property rights, fraud and other rights.We can,
and You so authorise Us, disclose Your Personal Information to law enforcement and other
government officials as We, in Our sole discretion, believe necessary or appropriate, in
connection with an investigation of fraud, intellectual property infringements, or other
activity that is illegal or may expose Us/ Us or You to any legal liability.
Any information that you make publically available on the site may be potentially viewed by
any party, and by posting such material it is deemed that you consent to share such
information with such parties.
8. ACCESSING, REVIEWING AND CHANGING YOUR PROFILE
Following registration, You can review and change the information You submitted at the
stage of registration, except Your display name/ user name. An option for facilitating such
change shall be present in MYACCOUNT page of the Website and such change can be
facilitated by emailing us at support@paisafatafat.com. If You change any information, We
may keep track of Your old information.
If you believe that any information we are holding on you is incorrect or incomplete, or to
remove Your profile so that others cannot view it, please write to or email us as soon as
possible, at support@paisafatafat.com .We shall promptly correct any information found to
be incorrect.
We shall retain in Our files, information You have requested to remove for certain
circumstances, such as to resolve disputes, troubleshoot problems and enforce Our terms
and conditions. Further, such prior information is never completely removed from Our
databases due to technical and legal constraints, including stored back up systems.
Therefore, You should not expect that all of Your personally identifiable information shall be
completely removed from our databases in response to Your requests.
9. SECURITY
We treat data as an asset that must be protected against loss and unauthorised access. We
employ many different security techniques to protect such data from unauthorised access
by members inside and outside the Company. We follow generally accepted industry
standards to protect the Personal Information submitted to Us and information that we
have accessed. However, “perfect security” does not exist on the Internet. You therefore
agree that any security breaches beyond the control of Our standard security procedures
are at Your sole risk and discretion.
10. INDEMNITY
You agree and undertake to indemnify us in any suit or dispute by any Third Party arising
out of disclosure of Personal Information by You to Third Parties either through Our Website
or otherwise and Your use and access of websites and resources of Third Parties. We
assume no liability for any actions of Third Parties with regard to Your Personal Information,
which You may have disclosed to such Third Parties.
11. SEVERABILITY
Each paragraph of this privacy policy shall be and remain separate from and independent of
and severable from all and any other paragraphs herein except where otherwise expressly
indicated or indicated by the context of the agreement. The decision or declaration that one
or more of the paragraphs are null and void shall have no effect on the remaining
paragraphs of this privacy policy.
12. AMENDMENT
Our Privacy Policy may change from time to time.Hence we shall post any privacy policy
changes on the ‘Privacy Policy’ page and also as a link in the home page.
