Easy EMI Calculator for Buisness loans, Personal Loans and Vehicle Loans.

Know your EMI, Loan amount and Interest rates with our easy-to-use calculators


Interest Payable


Total Payment


Year Principal (A) Interest (B) Total Payment (A+B) Balance Loan Paid To Date (% of Loan)

What is EMI?

EMI stands for Equated Monthly Installment and represents the amount payable every month to the bank or any financial institution until your loan is fully paid off. It is usually calculated by adding the Principal amount (Loan amount borrowed) and the interest component and dividing by the borrowing tenure i.e. number of months.

The composition of an EMI can change from month to month. While the Principal repayment component of the EMI increases, the interest component decreases with the vintage of the loan.

The formula to calculate EMI:
E = P x r x ( 1 + r )n / ( ( 1 + r )n - 1 ) where E is EMI, P is Principal Loan Amount, r is monthly rate of interest (For eg. If rate of interest is 14% per annum, then r = 14/12/100=0.011667), n is loan duration in number of months.

For example, if you borrow ₹1,00,000 from the bank at 14% annual interest for a period of 3 years (i.e., 36 months), then EMI = ₹1,00,000 * 0.011667* (1 + 0.011667)36 / ((1 + 0.011667)36 - 1) = ₹3418.
This would mean that you shall be paying ₹3418 for 36 months to repay the loan completely. Your total repayment amount shall be ₹1,23,039 which includes principal of ₹1,00,000 and interest of ₹23,039.

How to Use EMI Calculator?

Our EMI calculator enables you to calculate your EMI for any loan tenure you seek. You shall not only be able to view the summary of the Loan through our charts, but also can view the breakup of each re-payment for any month or year. This calculator can be used for all types of Loans - home loan, car loan, personal loan, education loan.

Enter the following information in the EMI Calculator:

Privacy policy

We,Adcanopus Digital Media Private Limited (hereinafter referred to as the “Company”) a private limited company incorporated under the Companies Act, [.], having its registered office at #555, Axis Pedegal, 1st Floor, JP Nagar, 3rd Phase, 9th Cross, Near Sony Center, Banglore-560078, Karnataka, India,represented by its members, where such expression shall, unless repugnant to the context thereof, be deemed to include its respective legal heirs, representatives, administrators, permitted successors and assigns. The creator of this Privacy Policy ensures our steady commitment to Your privacy with regard to the protection of your invaluable information. This privacy policy contains information about an online website calledwww.Paisafatafa.com (hereinafter referred to as the “Website”). In order to provide You with Our uninterrupted use of services, We may collect and, in some circumstances, disclose information about you. To ensure better protection of Your privacy, We provide this notice explaining Our information collection and disclosure policies, and the choices You make about the way Your information is collected and used.  ANY CAPITALIZED WORDS USED HENCEFORTH SHALL HAVE THE MEANING ACCORDED TO THEM UNDER THIS AGREEMENT. FURTHER, ALL HEADING USED HEREIN ARE ONLY FOR THE PURPOSE OF ARRANGING THE VARIOUS PROVISIONS OF THE AGREEMENT IN ANY MANNER. NEITHER THE USER NOR THE CREATERS OF THIS PRIVACY POLICY MAY USE THE HEADING TO INTERPRET THE PROVISIONS CONTAINED WITHIN IT IN ANY MANNER.


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(c)    “Personal Information” shall mean and refer to any personally identifiable information that We may collect from You. For removal of any doubts, please refer to Clause 2.

(d)    “Third Parties” refer to any website, company or individual apart from the User and the creator of this Website.


We are committed to respecting Your online privacy. We further recognize Your need for appropriate protection and management of any Personal Information You share with us. We may collect the following information which includes but not limited to:

(a)    Personal Details - Contact Info, Name, Gender, Marital Status, Education Qualification,Dependents, Current Residence Address, DOB, Email ID,Mobile Number, Alternate Mobile Number, Living in current city since, Residence Type, Pan Card Number

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The nature of and the purpose for which the information collected from You is subject to change as and when We make modifications to Our Mode of Operation in the Future.


The Website may include advertisements hyperlinks to other websites, content or resources. We have no control over such external links present in the Website, which are provided by persons or companies other than us.

You acknowledge and agree that We are not responsible for any collection or disclosure of your Personal Information by any external websites, companies or persons, nor do We endorse any advertising, products or other material on or available from such external websites, websites or resources,however, we allow third party websites to advertise their websites and resources and this is purely for information.

You further acknowledge and agree that We are not liable for any loss or damage which may be incurred by You as a result of the collection and/or disclosure of Your personal information by external websites, sites or resources, or as a result of any reliance placed by You on the completeness, accuracy or existence of any advertising, products or other materials on, or available from such Websites, websites or resources. This external Website, websites and resource providers may have their own privacy policies governing the collection, storage, retention and disclosure of Your Personal Information that You may be subject to. We recommend that You enter the external Website and review their privacy policy.

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The information provided by You at the time of registration shall be used to contact You when necessary. For more details about the nature of such communications, please refer to our Terms of Service. Further, Your personal data and Sensitive Personal data may be collected and stored by Us for internal record.

We use Your tracking information such as IP addresses, and or Device ID to help identify you and to gather broad demographic information.

We use Your tracking information such as IP addresses, and or Device ID to help identify you and to gather broad demographic information.


a.    We use data collection devices such as "cookies" on certain pages of our Websites. "Cookies" are small files sited on your hard drive that assist us in providing customized services. We also offer certain features that are only available through the use of a "cookie". Cookies can also help us provide information, which is targeted to your interests. Cookies may be used to identify logged in or registered users.

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Your information is regarded as confidential and therefore shall not be divulged to any third party, unless if legally required to do so to the appropriate authorities, or if necessary to ensure Users may fully avail of the services of the Website.

Any communication by Us to You shall be undertaken in accordance with Our Terms of Service and Privacy Policy.


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Any information that you make publically available on the site may be potentially viewed by any party, and by posting such material it is deemed that you consent to share such information with such parties.


Following registration, You can review and change the information You submitted at the stage of registration, except Your display name/ user name. An option for facilitating such change shall be present in MYACCOUNT page of the Website and such change can be facilitated by emailing us at support@paisafatafat.com. If You change any information, We may keep track of Your old information.

If you believe that any information we are holding on you is incorrect or incomplete, or to remove Your profile so that others cannot view it, please write to or email us as soon as possible, at support@paisafatafat.com .We shall promptly correct any information found to be incorrect.

We shall retain in Our files, information You have requested to remove for certain circumstances, such as to resolve disputes, troubleshoot problems and enforce Our terms and conditions. Further, such prior information is never completely removed from Our databases due to technical and legal constraints, including stored back up systems.

Therefore, You should not expect that all of Your personally identifiable information shall be completely removed from our databases in response to Your requests.


We treat data as an asset that must be protected against loss and unauthorised access. We employ many different security techniques to protect such data from unauthorised access by members inside and outside the Company. We follow generally accepted industry standards to protect the Personal Information submitted to Us and information that we have accessed. However, “perfect security” does not exist on the Internet. You therefore agree that any security breaches beyond the control of Our standard security procedures are at Your sole risk and discretion.


You agree and undertake to indemnify us in any suit or dispute by any Third Party arising out of disclosure of Personal Information by You to Third Parties either through Our Website or otherwise and Your use and access of websites and resources of Third Parties. We assume no liability for any actions of Third Parties with regard to Your Personal Information, which You may have disclosed to such Third Parties.


Each paragraph of this privacy policy shall be and remain separate from and independent of and severable from all and any other paragraphs herein except where otherwise expressly indicated or indicated by the context of the agreement. The decision or declaration that one or more of the paragraphs are null and void shall have no effect on the remaining paragraphs of this privacy policy.


Our Privacy Policy may change from time to time.Hence we shall post any privacy policy changes on the ‘Privacy Policy’ page and also as a link in the home page.